Join
Establish the relationship
TMA Group / HorizonA super fund
HORIZONSUPER
A super fund
for the long view.
TMA Group’s super fund vehicle, connecting contributions, investment choice, protection and retirement income.
Horizon’s super fund is in development. Membership is not yet available; this page presents its retirement and operating architecture.
THE HORIZON RELATIONSHIP
One life.
Six connected chapters.
Grow
Build retirement savings
Protect
Consider life's changes
Transition
Prepare for retirement
Retire
Connect savings to income
Secure
Take the longer view
THE SUPER FUND VEHICLE
A retirement relationship
that moves with life.
Horizon Super brings the retirement perspective to TMA Group. Its retirement architecture connects contributions, investment choice and the transition to income in retirement.
The design begins with self-employed Australians and small-business owners. Their income may follow customer payments, drawings, seasonal demand or quarterly accounting cycles. These rhythms shape Horizon’s contribution architecture and its wider focus on employees and retirees.
Idealx centres on trustees managing an SMSF. Horizon centres on a member relationship within a trustee-governed super fund structure.
THE MEMBER JOURNEY
Join. Grow. Protect.
Transition. Retire. Secure.
Saving that follows real life
The contribution architecture includes recurring contributions, drawings-based rules, quarterly BAS-time top-ups and tax-time catch-ups.
Payroll and accounting connections form the reconciliation and contribution-confirmation layer.
A clearer view of your super
The member-experience design brings together balances, selected investment options, fees expressed in dollars, contribution activity and the time remaining before retirement.
Members should be able to understand what has arrived, what comes next and the choices available at a significant life moment.
Accountants, bookkeepers and employers
The professional-portal architecture connects of contribution information, caps, deduction notices and eligibility checks.
Small-business owners can consider their own contribution habits alongside the payroll responsibilities of employing others.
Support when circumstances change
The protection design considers death, total and permanent disability, and income protection, subject to insurer, eligibility and final policy terms.
Human assistance during claims, bereavement and changes in working circumstances forms part of the service ambition.
INVESTMENT & RETIREMENT
From accumulation
to income.
Investment options
The investment architecture combines Horizon Lifecycle with diversified, indexed and sector choices, using cash and five wholesale building blocks within Horizon Capital.
Explore the investment architectureHorizon Pension
An account-based retirement-income design connecting investments with drawdown and spending needs. Transition-to-retirement arrangements form part of the broader design.
Horizon Lifetime
A longevity research programme examining a lifetime-income component for later life. Provider, funding structure and payment terms define its development.
Horizon Direct
A member-directed investment pathway within Horizon’s development agenda, linking greater control to appropriate oversight and operational capability.
THE HORIZON OPERATING ARCHITECTURE
Member interests
at the centre.
Horizon Holdings
Leads the retirement enterprise’s development, capital, leadership and strategic direction.
Horizon Super
The promoter and member-relationship role: brand, contribution experience, distribution, communications and authorised guidance.
Horizon Capital
The investment-management role behind the five wholesale trust building blocks.
Independent trustee & specialist providers
In the operating architecture, an independent trustee legally operates the fund, acts in members’ interests and oversees investments and service providers. Administration, custody, insurance and licensing arrangements support that structure.
Members’ retirement assets belong within the fund’s legal and trustee-governed structure, separate from the group’s corporate assets.